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Closing Costs
There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.
As We negotiate the sales contract for you, We will not only work to get the sales price you want, We will also work to limit the number of closing costs for which you will be responsible.
We will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.
Good Faith Estimate
Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. We will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates We believe to be low.
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Standard Closing Costs
Loan-Related Costs
- Loan Origination Fee
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
Taxes
- Property Taxes
- Transfer Taxes and Recording Fees
Insurance
- Homeowners Insurance
- Flood or Quake Insurance
- Private Mortgage Insurance (PMI)
- Title Insurance
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Both Dave and Jody Baker are licensed to sell real estate in Florida.
Our Florida Real Estate license numbers are;
David Baker; SL-3046936 / Jody Baker; SL-3084963
Phone: Cell: Fax: ABOUT US | Investment Property | CONTACT US | PROPERTY MANAGEMENT | FLORIDA GOLF | DISNEY RENTALS | USEFUL LINKS | Download Adobe Acrobat | PROPERTY NEWS | GLOSSARY | Selling Your Home | HOME PAGE | Mold in the Home | SITE MAP Copyright © 2012 David and Jody Baker Portions Copyright © 2012 a la mode, inc. Another XSite by a la mode, inc. | Admin Login| Terms of Use| Site Map All rate, payment, and area information are estimates and approximations only.
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